/* ============================================================
   HypoConsult — gemeinsames Stylesheet
   Reihenfolge: Tokens · Basis · Layout · Kopfzeile · Buttons ·
   Abschnitte · Typografie · Hero & Funnel · Karten · Vergleich ·
   Rechner · Ablauf · Team · Stimmen · Banken · CTA · Fusszeile ·
   Bewegung · Responsive
   ============================================================ */

/* ---------- Schriften (liegen unter assets/fonts/) ---------- */
@font-face{font-family:"Inter";src:url("../fonts/Inter-Variable.ttf") format("truetype-variations"),url("../fonts/Inter-Variable.ttf") format("truetype");font-weight:100 900;font-style:normal;font-display:swap}

/* ---------- Tokens ---------- */
:root{
  --ink:#111A1E; --ink2:#18242A; --ink3:#223037;
  --orange:#E26E00; --orange-l:#F0871A; --orange-d:#A34E00; --orange-t:#A34E00;
  --slate:#3E4F57; --slate-l:#5E7078;
  --paper:#F7F6F3; --white:#fff; --line:#E4E1DB; --line-d:rgba(255,255,255,.12);
  --disp:"Inter","Helvetica Neue",Helvetica,Arial,sans-serif;
  --body:"Inter","Helvetica Neue",Helvetica,Arial,sans-serif;
  --r:18px; --r-s:12px;
  --pad:clamp(20px,5vw,64px);
  --maxw:1200px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--paper);color:var(--slate);font-family:var(--body);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased;font-optical-sizing:auto;margin:0}
h1,h2,h3,h4{font-family:var(--disp);font-weight:300;letter-spacing:-.028em;line-height:1.05;text-wrap:balance;margin:0}
p{margin:0}
a{color:inherit}
img{max-width:100%;display:block;height:auto}
:focus-visible{outline:2px solid var(--orange-l);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-9999px;top:0;background:var(--orange);color:#160C02;padding:12px 18px;z-index:999;border-radius:0 0 10px 0;font-weight:600}
.skip:focus{left:0}
[hidden]{display:none!important}
.num{font-variant-numeric:tabular-nums}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 var(--pad)}
.vh{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- Kopfzeile ---------- */
.hdr{position:sticky;top:0;z-index:60;background:rgba(17,26,30,.72);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line-d);transition:background .3s ease}
.hdr.is-stuck{background:rgba(17,26,30,.94)}
.hdr__in{display:flex;align-items:center;gap:28px;padding-block:14px;transition:padding .3s ease}
.hdr.is-stuck .hdr__in{padding-block:9px}
.prog{position:absolute;left:0;bottom:-1px;height:2px;width:100%;background:var(--orange);transform:scaleX(0);transform-origin:0 50%;will-change:transform}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;flex-shrink:0}
.logo img{width:38px;height:38px}
.logo__txt{display:flex;flex-direction:column;line-height:1}
.logo__name{font-family:var(--disp);font-size:23px;letter-spacing:-.02em;color:#fff;font-weight:300}
.logo__name b{font-weight:600}
.logo__sub{font-size:8px;letter-spacing:.17em;color:#93A6B0;margin-top:4px;font-weight:500}

.nav{display:flex;gap:4px;margin-left:auto;font-size:15.5px}
.nav>li{position:relative;list-style:none}
.nav a,.nav button{display:flex;align-items:center;gap:5px;color:#DCE4E8;text-decoration:none;padding:9px 12px;border-radius:9px;background:none;border:0;font:inherit;cursor:pointer;white-space:nowrap;transition:color .2s,background .2s}
.nav a:hover,.nav button:hover,.nav [aria-expanded="true"]{color:#fff;background:rgba(255,255,255,.07)}
.nav a[aria-current="page"]{color:#fff;box-shadow:inset 0 -2px 0 var(--orange);border-radius:9px 9px 0 0}
.nav svg{width:11px;height:11px;opacity:.6;transition:transform .25s}
.nav [aria-expanded="true"] svg{transform:rotate(180deg)}
.sub{position:absolute;top:calc(100% + 10px);left:0;min-width:270px;background:#16222899;background:rgba(22,34,40,.97);backdrop-filter:blur(16px);border:1px solid var(--line-d);border-radius:var(--r);padding:8px;list-style:none;margin:0;
  opacity:0;visibility:hidden;transform:translateY(-8px);transition:opacity .22s ease,transform .22s ease,visibility .22s;box-shadow:0 30px 60px -30px rgba(0,0,0,.8)}
.nav li:hover>.sub,.sub.open{opacity:1;visibility:visible;transform:none}
.sub a{display:block;padding:10px 13px;border-radius:9px;color:#C6D2D8}
.sub a b{display:block;color:#fff;font-weight:500}
.sub a small{font-size:13px;color:#93A6B0}
.sub a:hover,.sub a[aria-current="page"]{background:rgba(226,110,0,.14);color:#fff}
.burger{display:none;margin-left:auto;background:none;border:0;padding:10px;cursor:pointer}
.burger span{display:block;width:24px;height:2px;background:#fff;margin:5px 0;transition:transform .3s,opacity .3s}
.is-open .burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.is-open .burger span:nth-child(2){opacity:0}
.is-open .burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:999px;font-family:var(--body);font-size:16px;font-weight:600;padding:13px 24px;cursor:pointer;text-decoration:none;white-space:nowrap;transition:transform .2s ease,box-shadow .2s ease,background .2s ease}
.btn svg{width:16px;height:16px;flex-shrink:0}
.btn--pri{position:relative;overflow:hidden;background:var(--orange);color:#160C02;box-shadow:0 8px 22px -10px rgba(226,110,0,.75)}
.btn--pri:hover{background:var(--orange-l);transform:translateY(-2px);box-shadow:0 14px 30px -12px rgba(226,110,0,.9)}
.btn--pri::after{content:"";position:absolute;top:0;bottom:0;left:0;width:45%;pointer-events:none;background:linear-gradient(100deg,transparent,rgba(255,255,255,.42),transparent);transform:translateX(-160%);animation:sheen 6s cubic-bezier(.3,.5,.2,1) 1.6s infinite}
.btn--pri:hover::after{animation-play-state:paused}
@keyframes sheen{0%{transform:translateX(-160%)}26%,100%{transform:translateX(320%)}}
.btn--ghost{background:transparent;color:#fff;box-shadow:inset 0 0 0 1px rgba(255,255,255,.28)}
.btn--ghost:hover{box-shadow:inset 0 0 0 1px rgba(255,255,255,.6);transform:translateY(-2px)}
.btn--dark{background:var(--ink);color:#fff}
.btn--dark:hover{background:var(--ink2);transform:translateY(-2px)}
.btn--line{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 1px var(--line)}
.btn--line:hover{box-shadow:inset 0 0 0 1px var(--slate-l);transform:translateY(-2px)}
.btn--sm{font-size:14.5px;padding:10px 18px}
.btn--onorange{background:#160C02;color:#fff}
.btn--onorange:hover{background:#241403;transform:translateY(-2px)}
.btn--outline-dark{background:transparent;color:#1A0E02;box-shadow:inset 0 0 0 1.5px rgba(26,14,2,.4)}
.btn--outline-dark:hover{box-shadow:inset 0 0 0 1.5px #1A0E02;transform:translateY(-2px)}

/* ---------- Abschnitte ---------- */
/* clip statt hidden: schneidet ab, ist aber kein Scroll-Container – so bleibt die
   Seitenleiste "sticky" und Abschnitte lassen sich nicht versehentlich verschieben */
.band{position:relative;overflow:hidden;overflow:clip}
.band--ink{background:var(--ink);color:#D5DEE3}
.band--ink h2,.band--ink h3{color:#fff}
.band--paper{background:var(--paper)}
.band--white{background:var(--white)}
.band__pad{padding-block:clamp(56px,8vw,112px)}
.grain::before{content:"";position:absolute;inset:0;pointer-events:none;opacity:.05;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='3'/%3E%3C/filter%3E%3Crect width='140' height='140' filter='url(%23n)'/%3E%3C/svg%3E")}
.watermark{position:absolute;pointer-events:none;opacity:.045;width:min(620px,70vw);right:-120px;top:-80px;will-change:transform}

/* ---------- Typografie ---------- */
.eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:11.5px;font-weight:600;letter-spacing:.15em;text-transform:uppercase;color:var(--orange-t)}
.band--ink .eyebrow{color:var(--orange-l)}
.eyebrow svg{width:9px;height:14px;flex-shrink:0}
.h-disp{font-size:clamp(2.15rem,4.9vw,4rem);font-weight:200}
.h-disp em{font-style:normal;color:var(--orange);font-weight:300}
.band--ink .h-disp em{color:var(--orange-l)}
.h-sec{font-size:clamp(1.9rem,3.3vw,2.9rem);color:var(--ink)}
.band--ink .h-sec{color:#fff}
.lead{font-size:clamp(1.05rem,1.5vw,1.2rem);max-width:58ch}
.band--ink .lead{color:#B7C4CB}
.sec-head{max-width:62ch;margin-bottom:clamp(32px,5vw,56px)}
.sec-head .h-sec{margin-top:16px}
.sec-head .lead{margin-top:16px}

/* ---------- Hero ---------- */
.hero{background:radial-gradient(115% 90% at 12% 0%,#1D2D35 0%,#131E23 45%,#0D1519 100%)}
/* dunkle Koepfe: Text hell, sonst erbt er das Slate der hellen Abschnitte */
.hero,.subhero{color:#D5DEE3}
.hero .lead,.subhero .lead{color:#BFCBD1}
.hero .checks li{color:#D5DEE3}
.hero__photo{position:absolute;inset:0;background:linear-gradient(100deg,rgba(13,21,25,.97) 0%,rgba(13,21,25,.82) 46%,rgba(13,21,25,.45) 100%),radial-gradient(70% 120% at 85% 40%,#3A4E58 0%,#1a272e 60%,#111A1E 100%);will-change:transform}
.hero__ph-tag{position:absolute;right:14px;bottom:12px;font-size:11px;letter-spacing:.06em;color:rgba(255,255,255,.62);text-transform:uppercase}
.hero__grid{display:grid;grid-template-columns:1.12fr .88fr;gap:clamp(32px,5vw,72px);align-items:center;padding-top:clamp(48px,7vw,92px);padding-bottom:clamp(40px,6vw,76px)}
.hero__body{position:relative;z-index:2}
.checks{list-style:none;padding:0;margin:26px 0 0;display:flex;flex-direction:column;gap:11px}
.checks li{display:flex;align-items:flex-start;gap:11px;font-size:16.5px}
.checks svg{width:17px;height:17px;flex-shrink:0;margin-top:4px}
.hero__cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:34px}
.hero__cta .btn--pri{animation:breathe 6s ease-in-out 1.6s infinite}
@keyframes breathe{0%,100%{box-shadow:0 8px 22px -10px rgba(226,110,0,.7)}48%{box-shadow:0 18px 44px -12px rgba(226,110,0,1)}}
.stats{display:flex;gap:clamp(20px,4vw,54px);flex-wrap:wrap;border-top:1px solid var(--line-d);margin-top:44px;padding-top:26px}
.stat__v{font-family:var(--disp);font-size:clamp(1.7rem,2.6vw,2.3rem);font-weight:300;color:#fff;letter-spacing:-.03em}
.stat__v span{color:var(--orange-l)}
.stat__l{font-size:12.5px;letter-spacing:.06em;color:#A2B2BA;text-transform:uppercase;margin-top:2px}
.ln{display:block;overflow:hidden;padding-bottom:.06em}

/* ---------- Funnel ---------- */
.funnel{position:relative;background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.14);border-radius:var(--r);padding:26px;backdrop-filter:blur(18px);-webkit-backdrop-filter:blur(18px);box-shadow:0 40px 80px -50px rgba(0,0,0,.9)}
.funnel__glow{position:absolute;inset:-30px -20px auto auto;width:220px;height:220px;background:radial-gradient(circle,rgba(226,110,0,.22),transparent 70%);filter:blur(46px);z-index:-1}
.bar{display:flex;gap:6px;margin-bottom:20px}
.bar i{height:5px;flex:1;border-radius:99px;background:rgba(255,255,255,.16);transition:background .4s ease}
.bar i.on{background:var(--orange)}
.funnel__step{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--orange-l);font-weight:600}
.funnel h2{font-size:1.45rem;margin:8px 0 4px;color:#fff;font-weight:400}
.funnel__sub{font-size:14.5px;color:#B0BFC6;margin-bottom:18px}
.opts{display:grid;gap:9px}
.opt{display:flex;align-items:center;gap:12px;width:100%;text-align:left;font-family:var(--body);font-size:15.5px;color:#E8EEF1;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.12);border-radius:var(--r-s);padding:14px 15px;cursor:pointer;transition:border-color .2s,background .2s,transform .2s}
.opt:hover{border-color:var(--orange);background:rgba(226,110,0,.1);transform:translateX(3px)}
.opt__ic{width:34px;height:34px;flex-shrink:0;display:grid;place-items:center;border-radius:9px;background:rgba(226,110,0,.16);color:var(--orange-l)}
.opt__ic svg{width:17px;height:17px}
.opt__ar{margin-left:auto;opacity:.45}
.opt__ar svg{transition:transform .3s cubic-bezier(.2,.8,.2,1)}
.opt:hover .opt__ar svg{transform:translateX(4px)}
.opt__ar .i-sel{display:none}
.opt.is-selected{border-color:var(--orange);background:rgba(226,110,0,.18);color:#fff;box-shadow:inset 0 0 0 1px var(--orange)}
.opt.is-selected:hover{transform:none}
.opt.is-selected .opt__ic{background:var(--orange);color:#160C02}
.opt.is-selected .opt__ar{opacity:1;color:var(--orange-l)}
.opt.is-selected .opt__ar .i-go{display:none}
.opt.is-selected .opt__ar .i-sel{display:block}
.opt:focus-visible{outline:2px solid var(--orange-l);outline-offset:2px}
.funnel__foot{display:flex;align-items:center;gap:14px;margin-top:16px;font-size:13.5px;color:#A5B4BC}
.back{background:none;border:0;color:inherit;font-family:var(--body);font-size:13.5px;cursor:pointer;padding:4px 0}
.back:hover{color:var(--orange-l)}
.field{display:block;margin-top:12px}
.field span{display:block;font-size:12.5px;letter-spacing:.04em;margin-bottom:6px;color:#B0BFC6}
.field input,.field textarea,.field select{width:100%;font-family:var(--body);font-size:15.5px;padding:12px 14px;border-radius:var(--r-s);border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.05);color:#fff}
.field input::placeholder,.field textarea::placeholder{color:#93A5AF}

/* ---------- Karten & Kacheln ---------- */
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.tiles--3{grid-template-columns:repeat(3,1fr)}
.tile{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:24px;display:flex;flex-direction:column;gap:10px;text-decoration:none;color:var(--ink);transition:transform .25s ease,border-color .25s ease}
.tile:hover{transform:translateY(-4px);border-color:var(--orange)}
.tile__ic{width:40px;height:40px;display:grid;place-items:center;border-radius:11px;background:rgba(226,110,0,.1);color:var(--orange-t)}
.tile__ic svg{width:20px;height:20px}
.tile b{font-family:var(--disp);font-size:1.2rem;font-weight:500;letter-spacing:-.02em}
.tile p{font-size:15px;color:var(--slate-l);line-height:1.55}
.tile__go{margin-top:auto;padding-top:8px;font-size:13.5px;color:var(--orange-t);font-weight:600;display:flex;align-items:center;gap:6px}
.tile__go svg{width:14px;height:14px;transition:transform .3s cubic-bezier(.2,.8,.2,1)}
.tile:hover .tile__go svg{transform:translateX(5px)}
/* grosse Leistungskarte mit Nummer */
.big{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(16px,2.4vw,26px)}
.bcard{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:clamp(22px,2.6vw,32px);display:flex;flex-direction:column;gap:14px;transition:transform .25s ease,border-color .25s ease}
.bcard:hover{transform:translateY(-4px);border-color:var(--orange)}
.bcard__ic{width:46px;height:46px;display:grid;place-items:center;border-radius:13px;background:var(--ink);color:var(--orange-l)}
.bcard__ic svg{width:22px;height:22px}
.bcard h3{font-size:1.35rem;color:var(--ink);font-weight:400}
.bcard p{font-size:15.5px}
.bcard a{color:var(--orange-t);font-weight:600;font-size:14.5px;text-decoration:none;display:inline-flex;align-items:center;gap:7px;margin-top:auto}
.bcard a svg{width:14px;height:14px;transition:transform .3s}
.bcard a:hover svg{transform:translateX(5px)}

/* ---------- Text plus Bild ---------- */
.split2{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,64px);align-items:center;margin-bottom:clamp(36px,5vw,60px)}
.shot{margin:0;position:relative}
.shot img{position:relative;z-index:1;border-radius:var(--r);width:100%;aspect-ratio:4/3;object-fit:cover}
.shot::after{content:"";position:absolute;right:-16px;bottom:-16px;width:52%;height:52%;border-radius:var(--r);background:linear-gradient(135deg,var(--orange-l),var(--orange-d));z-index:0}

/* ---------- Vergleich ---------- */
.cmp{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;align-items:start}
.cmp__col{border:1px solid var(--line);border-radius:var(--r);padding:26px;background:var(--white)}
.cmp__col--us{background:var(--ink);border-color:var(--ink);position:relative;box-shadow:0 30px 60px -40px rgba(17,26,30,.7)}
.cmp__tag{position:absolute;top:-13px;left:26px;background:var(--orange);color:#160C02;font-size:11.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:5px 12px;border-radius:99px}
.cmp__col h3{font-size:1.25rem;color:var(--ink);font-weight:500;margin-bottom:4px}
.cmp__col--us h3{color:#fff}
.cmp__col>p{font-size:14px;color:var(--slate-l);margin-bottom:18px}
.cmp__col--us>p{color:#A2B2BA}
.cmp ul{list-style:none;padding:0;margin:0;display:grid;gap:11px;font-size:15.5px}
.cmp li{display:flex;gap:11px;align-items:flex-start}
.cmp li svg{width:18px;height:18px;flex-shrink:0;margin-top:3px}
.cmp__col--us li{color:#D5DEE3}
.ico-no{color:#B9BEBD}
.ico-yes{color:var(--orange-l)}

/* ---------- Unterseiten-Kopf ---------- */
.subhero{background:radial-gradient(115% 90% at 12% 0%,#1D2D35 0%,#131E23 45%,#0D1519 100%)}
.subhero__in{position:relative;z-index:2;padding-top:clamp(40px,6vw,80px);padding-bottom:clamp(40px,5vw,72px);max-width:780px}
.crumbs{display:flex;gap:8px;align-items:center;font-size:13.5px;color:#A2B2BA;margin-bottom:22px;flex-wrap:wrap;list-style:none;padding:0}
.crumbs a{text-decoration:none}
.crumbs a:hover{color:var(--orange-l)}
.crumbs li+li::before{content:"/";margin-right:8px;opacity:.5}

/* ---------- Kacheln auf Dunkel ---------- */
.tile--dark{background:var(--ink2);border-color:var(--line-d);color:#fff}
.tile--dark p{color:#B7C4CB}
.tile--dark .tile__ic{background:rgba(226,110,0,.16);color:var(--orange-l)}
.tile--dark .tile__go{color:var(--orange-l)}

/* ---------- eHyp-Rechner ---------- */
.calcs{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.ccard{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:24px;display:flex;flex-direction:column;gap:10px;color:var(--ink);text-decoration:none;cursor:pointer;transition:transform .25s ease,border-color .25s ease,box-shadow .25s ease}
.ccard:hover{transform:translateY(-4px);border-color:var(--orange)}
.ccard[aria-current="true"]{border-color:var(--orange);box-shadow:0 0 0 3px rgba(226,110,0,.16)}
.ccard b{font-family:var(--disp);font-size:1.2rem;font-weight:500;letter-spacing:-.02em;hyphens:auto;overflow-wrap:anywhere}
.ccard p{font-size:15px;color:var(--slate-l);line-height:1.55}
.ccard:hover .tile__go svg{transform:translateX(5px)}
.ccard--feature{margin-top:14px;flex-direction:row;align-items:center;gap:22px;background:var(--ink);border-color:var(--ink);color:#fff;padding:clamp(22px,3vw,30px)}
.ccard--feature .tile__ic{width:52px;height:52px;border-radius:14px;background:rgba(226,110,0,.16);color:var(--orange-l);flex-shrink:0}
.ccard--feature .tile__ic svg{width:24px;height:24px}
.ccard--feature b{font-size:1.45rem;font-weight:400;display:block}
.ccard--feature p{color:#B7C4CB;margin-top:4px}
.ccard--feature .tile__go{margin:0 0 0 auto;padding:0;color:var(--orange-l);white-space:nowrap}
.ccard--feature[aria-current="true"]{box-shadow:0 0 0 3px rgba(240,135,26,.45)}
.calc-note{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--slate-l);margin-top:20px;max-width:72ch}
.calc-note svg{width:16px;height:16px;flex-shrink:0;margin-top:3px;color:var(--orange-t)}
.stage{margin-top:clamp(28px,4vw,44px);background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:clamp(16px,3vw,32px);scroll-margin-top:96px}
.stage__head{display:flex;justify-content:space-between;align-items:flex-end;gap:16px;flex-wrap:wrap;border-bottom:1px solid var(--line);padding-bottom:18px;margin-bottom:8px}
.stage__head h2{font-size:clamp(1.5rem,2.6vw,2.1rem);color:var(--ink);margin-top:10px;hyphens:auto;overflow-wrap:anywhere}
.stage__head p{font-size:15px;color:var(--slate-l);margin-top:6px;max-width:60ch}
.stage__frame{position:relative;min-height:420px}
.stage__frame iframe{display:block;width:100%;height:620px;border:0}
.stage__load{position:absolute;inset:0;z-index:2;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;background:var(--paper);color:var(--slate-l);font-size:14.5px}
.stage__frame.is-loaded .stage__load{display:none}
.spin{width:34px;height:34px;border-radius:50%;border:3px solid var(--line);border-top-color:var(--orange);animation:spin 1s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.stage__start{display:flex;flex-direction:column;align-items:flex-start;gap:16px;padding:26px 0;font-size:15.5px}
.stage__hint{font-size:13.5px;color:var(--slate-l);border-top:1px solid var(--line);padding-top:14px;margin-top:8px}

/* ---------- Ablauf ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(20px,3vw,40px)}
.step{position:relative;padding-top:30px;border-top:2px solid var(--line)}
.step--on{border-top-color:var(--orange)}
.step__n{font-family:var(--disp);font-size:13px;font-weight:600;letter-spacing:.1em;color:var(--orange-t);position:absolute;top:-2px;transform:translateY(-100%);padding-bottom:10px}
.step h3{font-size:1.3rem;margin-bottom:8px;color:var(--ink)}
.step p{font-size:15.5px}
.band--ink .step{border-top-color:rgba(255,255,255,.18)}
.band--ink .step--on{border-top-color:var(--orange)}
.band--ink .step h3{color:#fff}

/* ---------- Team ---------- */
.team{display:grid;grid-template-columns:1fr 1fr;gap:clamp(18px,3vw,28px)}
.mem{position:relative;border-radius:var(--r);overflow:hidden;background:var(--ink2);border:1px solid var(--line-d)}
.mem img{width:100%;aspect-ratio:4/5;object-fit:cover;filter:saturate(.95)}
.mem__fade{position:absolute;inset:auto 0 0 0;height:62%;background:linear-gradient(to top,#101A1E 8%,rgba(16,26,30,.86) 42%,transparent)}
.mem__txt{position:absolute;inset:auto 0 0 0;padding:24px}
.mem__role{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--orange-l);font-weight:600}
.mem__name{font-family:var(--disp);font-size:1.55rem;color:#fff;font-weight:400;letter-spacing:-.02em;margin:5px 0 12px}
.mem__c{display:flex;flex-direction:column;gap:5px;font-size:14.5px;color:#C2CED4}
.mem__c a{display:flex;align-items:center;gap:9px;text-decoration:none}
.mem__c a:hover{color:var(--orange-l)}
.mem__c svg{width:14px;height:14px;opacity:.7;flex-shrink:0}

/* ---------- Kundenstimmen ---------- */
.voices{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.voice{position:relative;overflow:hidden;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:26px;margin:0;display:flex;flex-direction:column;gap:14px}
.voice::before{content:"\201E";position:absolute;top:-22px;right:8px;font-family:var(--disp);font-size:7.5rem;line-height:1;color:var(--orange);opacity:.11;pointer-events:none}
.voice__q{font-size:15.5px;line-height:1.6}
.voice__q{position:relative;z-index:1}
.voice__w{margin-top:auto;font-size:14px;color:var(--slate-l)}
.voice__w b{color:var(--ink);font-weight:500}
.stars{display:flex;gap:2px;color:var(--orange)}
.stars svg{width:15px;height:15px}

/* ---------- Banken ---------- */
.marq{overflow:hidden;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px 0;-webkit-mask-image:linear-gradient(90deg,transparent,#000 12%,#000 88%,transparent);mask-image:linear-gradient(90deg,transparent,#000 12%,#000 88%,transparent)}
.marq__t{display:flex;gap:56px;width:max-content;animation:slide 42s linear infinite}
.marq__t span{font-family:var(--disp);font-size:1.3rem;font-weight:500;color:#5D6E77;letter-spacing:-.01em;white-space:nowrap}
@keyframes slide{to{transform:translateX(-50%)}}

/* ---------- CTA ---------- */
.cta{background:linear-gradient(115deg,var(--orange-l) 0%,var(--orange) 48%,var(--orange-d) 100%);color:#1A0E02;text-align:center;background-size:180% 180%;animation:drift 22s ease-in-out infinite alternate}
@keyframes drift{0%{background-position:0% 30%}100%{background-position:100% 70%}}
.cta h2{color:#1A0E02;font-size:clamp(2rem,4vw,3.2rem)}
.cta p{color:rgba(26,14,2,.78);max-width:54ch;margin:14px auto 0}
.cta__b{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:30px}
.cta__b .btn--onorange{animation:breathe-dark 6s ease-in-out 1.6s infinite}
@keyframes breathe-dark{0%,100%{box-shadow:0 8px 22px -12px rgba(0,0,0,.6)}48%{box-shadow:0 18px 40px -14px rgba(0,0,0,.85)}}

/* ---------- Fusszeile ---------- */
.ft{background:var(--ink);color:#AEBCC3;padding-top:clamp(48px,6vw,80px)}
.ft__grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:36px}
.ft h2{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:#fff;font-weight:600;font-family:var(--body);margin-bottom:14px}
.ft ul{list-style:none;padding:0;margin:0;display:grid;gap:9px;font-size:15px}
.ft a{text-decoration:none}
.ft a:hover{color:var(--orange-l)}
.ft__adr{font-style:normal;font-size:15px;display:grid;gap:5px;margin-top:14px}
.ft__legal{display:flex;gap:22px;flex-wrap:wrap;border-top:1px solid var(--line-d);margin-top:44px;padding:20px 0;font-size:13.5px;color:#97A7AF}

/* ---------- Bewegung ---------- */
.rv-hidden{opacity:0;transform:translateY(26px)}
.rv-in{opacity:1;transform:none;transition:opacity .85s cubic-bezier(.2,.7,.2,1),transform .85s cubic-bezier(.2,.7,.2,1)}
.js .anim-up{opacity:0;transform:translateY(16px)}
.js .is-ready .anim-up{opacity:1;transform:none;transition:opacity .9s cubic-bezier(.2,.7,.2,1),transform .9s cubic-bezier(.2,.7,.2,1)}
.js .ln>i{display:block;font-style:normal;transform:translateY(110%);transition:transform 1.05s cubic-bezier(.16,.84,.24,1)}
.js .is-ready .ln>i{transform:none}
.js .is-ready .ln:nth-child(2)>i{transition-delay:.10s}
.js .is-ready .ln:nth-child(3)>i{transition-delay:.20s}
.js .is-ready .ln:nth-child(4)>i{transition-delay:.30s}
.toast{position:fixed;left:50%;bottom:26px;transform:translate(-50%,120%);background:var(--ink);color:#fff;border:1px solid var(--line-d);padding:14px 20px;border-radius:999px;font-size:14.5px;z-index:99;transition:transform .35s cubic-bezier(.2,.8,.2,1);box-shadow:0 20px 40px -20px rgba(0,0,0,.6)}
.toast.on{transform:translate(-50%,0)}

/* ---------- Unterseiten: Text mit Seitenleiste ---------- */
.withaside{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:clamp(32px,5vw,72px);align-items:start}
.withaside__side{position:sticky;top:100px;display:grid;gap:18px}
.prose{max-width:68ch}
.prose section+section{margin-top:clamp(40px,5vw,56px);padding-top:clamp(40px,5vw,56px);border-top:1px solid var(--line)}
.prose h2{font-size:clamp(1.6rem,2.6vw,2.15rem);color:var(--ink);margin:0 0 16px}
.prose h3{font-size:1.2rem;font-weight:500;color:var(--ink);margin:26px 0 10px;letter-spacing:-.015em}
.prose p{margin:0 0 16px}
.prose p:last-child{margin-bottom:0}
.prose .lede{font-size:clamp(1.1rem,1.6vw,1.28rem);color:var(--ink);line-height:1.6}
.prose ul{margin:0 0 18px;padding:0;list-style:none;display:grid;gap:10px}
.prose ul:last-child{margin-bottom:0}
.prose ul li{position:relative;padding-left:26px}
.prose ul li::before{content:"";position:absolute;left:3px;top:.42em;width:9px;height:14px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1.56'%3E%3Cpath d='M.862.018.002.454 0 1.404.196 1.554.198.518 1 0Z' fill='%23E26E00'/%3E%3C/svg%3E") no-repeat center/contain}
.prose a,.faq__a a,.legal a,.form__note a,.calc-note a{color:var(--orange-t);font-weight:500;text-underline-offset:3px}
.prose strong{color:var(--ink);font-weight:600}

/* ---------- Kurzfakten und Ansprechpartner ---------- */
.keyfacts{background:var(--ink);color:#D5DEE3;border-radius:var(--r);padding:26px}
.keyfacts__t{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--orange-l);font-weight:600;margin-bottom:14px}
.keyfacts ul{list-style:none;margin:0;padding:0;display:grid;gap:12px;font-size:15px;line-height:1.5}
.keyfacts li{display:flex;gap:10px;align-items:flex-start}
.keyfacts svg{width:17px;height:17px;flex-shrink:0;margin-top:2px}
.person{background:var(--white);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.person img{width:100%;aspect-ratio:4/3;object-fit:cover;object-position:center 20%}
.person__txt{padding:20px 22px 22px;display:grid;gap:8px;justify-items:start}
.person__role{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--orange-t);font-weight:600}
.person__name{font-family:var(--disp);font-size:1.35rem;color:var(--ink);letter-spacing:-.02em}
.person__q{font-size:14.5px;color:var(--slate-l);line-height:1.55;margin-bottom:6px}
.person__tel{display:inline-flex;gap:8px;align-items:center;font-size:14.5px;color:var(--ink);text-decoration:none;margin-top:4px}
.person__tel svg{width:15px;height:15px}
.person__tel:hover{color:var(--orange-t)}

/* ---------- Haeufige Fragen ---------- */
.faq{display:grid;gap:10px;max-width:900px}
.faq__i{background:var(--white);border:1px solid var(--line);border-radius:var(--r-s);transition:border-color .2s}
.faq__i[open]{border-color:var(--orange)}
.faq__i summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:18px;padding:18px 20px;font-weight:500;color:var(--ink);font-size:16.5px;line-height:1.45}
.faq__i summary::-webkit-details-marker{display:none}
.faq__i summary:hover{color:var(--orange-t)}
.faq__pm{position:relative;width:14px;height:14px;flex-shrink:0}
.faq__pm::before,.faq__pm::after{content:"";position:absolute;left:0;right:0;top:50%;height:2px;margin-top:-1px;background:var(--orange);border-radius:2px;transition:transform .25s ease}
.faq__pm::after{transform:rotate(90deg)}
.faq__i[open] .faq__pm::after{transform:rotate(0deg)}
.faq__a{padding:0 20px 20px;font-size:15.5px;max-width:74ch}
.faq__a p+p{margin-top:10px}
.faq-group{scroll-margin-top:100px}
.faq-group+.faq-group{margin-top:clamp(44px,6vw,64px)}
.faq-group>h2{font-size:clamp(1.45rem,2.3vw,1.85rem);color:var(--ink);margin-bottom:18px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:clamp(32px,5vw,48px)}
.chip{display:inline-flex;align-items:center;gap:6px;font-size:14.5px;color:var(--ink);text-decoration:none;padding:9px 16px;border-radius:99px;background:var(--white);box-shadow:inset 0 0 0 1px var(--line);transition:box-shadow .2s,color .2s}
.chip:hover{box-shadow:inset 0 0 0 1px var(--orange);color:var(--orange-t)}

/* ---------- Checkliste ---------- */
.cl-bar{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin-bottom:22px}
.cl-count{font-family:var(--disp);font-size:1.3rem;color:var(--ink)}
.checklist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(16px,2.4vw,24px);align-items:start}
.checklist__col{display:grid;gap:clamp(16px,2.4vw,24px)}
.clist{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:22px 20px}
.clist h2{font-size:1.2rem;font-weight:500;color:var(--ink);margin:0 4px 12px}
.clist ul{list-style:none;margin:0;padding:0;display:grid;gap:2px}
.clist label{display:flex;gap:12px;align-items:flex-start;padding:9px 6px;border-radius:9px;cursor:pointer;font-size:15.5px;line-height:1.5}
.clist label:hover{background:var(--paper)}
.clist input{appearance:none;-webkit-appearance:none;width:20px;height:20px;margin:2px 0 0;border:1.5px solid #C9C4BC;border-radius:6px;flex-shrink:0;display:grid;place-items:center;cursor:pointer;transition:background .2s,border-color .2s}
.clist input:checked{background:var(--orange);border-color:var(--orange)}
.clist input:checked::after{content:"";width:5px;height:10px;border:solid #160C02;border-width:0 2px 2px 0;transform:translateY(-1px) rotate(45deg)}
.clist input:checked+span{color:var(--slate-l);text-decoration:line-through;text-decoration-color:rgba(94,112,120,.45)}
.clist small{display:block;color:var(--slate-l);font-size:13.5px}

/* ---------- Formular ---------- */
.form{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:clamp(22px,3vw,34px);display:grid;gap:16px}
.form__row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.lfield{display:grid;gap:6px}
.lfield>span,.lchoice legend{font-size:13.5px;color:var(--ink);font-weight:500}
.lfield input,.lfield select,.lfield textarea{font:inherit;font-size:16px;color:var(--ink);background:var(--paper);border:1px solid var(--line);border-radius:var(--r-s);padding:12px 14px;width:100%;transition:border-color .2s,box-shadow .2s}
.lfield input:focus,.lfield select:focus,.lfield textarea:focus{outline:none;border-color:var(--orange);box-shadow:0 0 0 3px rgba(226,110,0,.15)}
.lfield textarea{min-height:130px;resize:vertical}
.lfield select{appearance:none;-webkit-appearance:none;padding-right:42px;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 8l5 5 5-5' fill='none' stroke='%23A34E00' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;background-size:16px}
.lchoice{border:0;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px 22px}
.lchoice legend{margin-bottom:8px;width:100%}
.lchoice label{display:inline-flex;align-items:center;gap:8px;font-size:15.5px;cursor:pointer}
.lchoice input{accent-color:var(--orange);width:18px;height:18px}
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}
.form__note{font-size:13.5px;color:var(--slate-l)}
.form .btn{justify-self:start}

/* ---------- Ueber uns ---------- */
.big--2{grid-template-columns:repeat(2,1fr)}
.stats--band{margin-top:0;border-top:0;padding-top:0}
.bigquote{margin:0}
.bigquote blockquote{margin:0;font-family:var(--disp);font-weight:200;font-size:clamp(1.6rem,3.2vw,2.6rem);line-height:1.25;letter-spacing:-.02em;color:#fff;max-width:30ch;text-wrap:balance}
.bigquote em{color:var(--orange-l);font-style:normal}
.bigquote figcaption{margin-top:20px;font-size:14.5px;color:#A2B2BA}
.voices--all{display:block;columns:3 300px;column-gap:16px}
.voices--all .voice{break-inside:avoid;margin-bottom:16px}

/* ---------- Rechtstexte ---------- */
.legal{max-width:780px}
.legal h2{font-size:1.45rem;color:var(--ink);margin:44px 0 12px}
.legal h2:first-of-type{margin-top:0}
.legal h3{font-size:1.1rem;font-weight:500;color:var(--ink);margin:24px 0 8px}
.legal p,.legal ul{margin:0 0 12px}
.legal ul{padding-left:20px}
.legal li+li{margin-top:4px}
.legal address{font-style:normal;margin-bottom:12px}
.legal dl{display:grid;grid-template-columns:230px 1fr;gap:6px 20px;margin:0 0 12px}
.legal dt{color:var(--slate-l)}
.legal dd{margin:0;color:var(--ink)}
.todo{background:#FFF1CF;color:#6E4300;border:1px dashed #D9962B;border-radius:6px;padding:1px 7px;font-size:.94em;font-weight:500}
.notice{background:#FFF8EA;border:1px solid #F0D2A0;border-radius:var(--r-s);padding:14px 16px;font-size:14.5px;color:#5E3F0A;margin-bottom:32px}

/* ---------- Versand: Meldungen und Bestaetigung ---------- */
.fmsg{margin-top:12px;font-size:14px;line-height:1.5;color:#FFE1C4;background:rgba(226,110,0,.14);border:1px solid rgba(240,135,26,.45);border-radius:10px;padding:10px 12px}
.funnel__legal{margin-top:12px;font-size:12.5px;line-height:1.5;color:#A5B4BC}
.funnel__legal a{color:var(--orange-l)}
.form__msg{font-size:14.5px;line-height:1.5;color:#7A2E00;background:#FFF1E6;border:1px solid #F3C29B;border-radius:10px;padding:12px 14px}
.fsuccess{display:grid;gap:12px;justify-items:start;outline:none}
.fsuccess__ic{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;background:var(--orange);color:#160C02}
.fsuccess h2{margin:6px 0 0}
.fsuccess p{font-size:15px;line-height:1.6;color:#C6D2D8}
.fsuccess strong{color:#fff;font-weight:600}
.fsuccess__alt a{color:var(--orange-l)}
.fsuccess--light h2{color:var(--ink);font-size:clamp(1.5rem,2.4vw,2rem)}
.fsuccess--light p{color:var(--slate)}
.fsuccess--light strong{color:var(--ink)}
.fsuccess--light .fsuccess__alt a{color:var(--orange-t)}
.btn[disabled]{opacity:.65;cursor:progress;transform:none}
.btn[disabled]::after{animation:none}

/* ---------- Aktionsleiste unten, nur Handy ---------- */
.mbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:70;gap:10px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));
  background:rgba(17,26,30,.94);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-top:1px solid var(--line-d)}
.mbar .btn{flex:1;padding:14px 16px}
.mbar .btn--ghost{flex:0 0 auto}

/* ---------- Responsive ---------- */
@media (max-width:1040px){
  .nav{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;gap:2px;background:rgba(17,26,30,.98);backdrop-filter:blur(16px);border-bottom:1px solid var(--line-d);padding:14px var(--pad) 22px;max-height:calc(100vh - 70px);overflow-y:auto}
  .is-open .nav{display:flex}
  .nav>li{width:100%}
  .nav a,.nav button{width:100%;padding:13px 4px;font-size:17px}
  .sub{position:static;opacity:1;visibility:visible;transform:none;background:none;border:0;box-shadow:none;padding:0 0 8px 14px;min-width:0;display:none}
  .sub.open{display:block}
  .burger{display:block}
  .hdr__in{gap:12px}
}
@media (max-width:940px){
  .hero__grid,.team,.split2,.withaside,.checklist,.big--2{grid-template-columns:1fr}
  .withaside__side{position:static}
  .legal dl{grid-template-columns:1fr;gap:0 20px}
  .legal dd{margin-bottom:10px}
  .calcs{grid-template-columns:1fr 1fr}
  .ccard--feature{flex-direction:column;align-items:flex-start}
  .ccard--feature .tile__go{margin:0}
  .step{padding-top:16px}
  .step__n{position:static;transform:none;display:block;margin-bottom:10px;padding-bottom:0}
  .tiles,.big,.cmp,.voices{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr;gap:34px}
  .ft__grid{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  body{font-size:16.5px;padding-bottom:74px}
  .hdr__in > .btn{display:none}
  .mbar{display:flex}
  .logo__name{font-size:21px}
  .tiles,.big,.cmp,.voices,.ft__grid,.calcs,.form__row{grid-template-columns:1fr}
  .hero__cta .btn,.cta__b .btn{width:100%}
  .stats{gap:22px}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important}
}
@media print{
  .hdr,.funnel,.cta,.marq,.toast,.mbar,.ft,.no-print,.watermark,.skip{display:none!important}
  .subhero{background:none!important}
  .subhero .h-disp,.subhero .h-disp em,.subhero .lead,.crumbs{color:#000!important}
  .clist{break-inside:avoid;border-color:#999}
  body{background:#fff;color:#000}
}